How Often is My FICO® 8 Score Updated? | Experian
One of the more general questions we get asked is how often credit scores get updated. The short answer is it happens each time it's calculated — when
Should I Pay My Loan Off Early? | Experian
Open and active accounts are scored more highly than closed accounts because they demonstrate that you are managing credit well now and not just the past.
Experian Consumer Subprime Study | Experian
An Experian study shows that 34.8% of consumers with a credit score fell into the subprime range. The data revealed which states fell below the average.
Lack of Revolving Accounts Hurt Credit Score | Experian
Each time a credit score is calculated a series of risk factor statements is generated. If your score factors indicate that not having a credit card is hindering you, opening a new ...
The Credit Diagnosis from Dr. FICO - Tom Quinn | Experian
We sat down with Tom Quinn, the vice president of Scoring at FICO during FinCon 2017 last October to discuss credit scores and credit basics. Tom has been with FICO for over 20 years...
The Difference Between VantageScore and FICO Scores | Experian
What is the difference between a VantageScore and a FICO score? On a June credit report from Experian my VantageScore was 790 (300-850), while my FICO score
How Long Does It Take to Build a Credit Score? | Experian
My husband and I recently purchased a used car. He makes an annual income of $63,000 and I am a full-time, unemployed student. Because he had zero credit an
What Credit Score Do I Need to Buy a House? | Experian
The minimum credit score needed to buy a house is determined by the lender, who have different levels of risk tolerance and set different cutoff points.
What Is a Perfect Credit Score? | Experian
The perfect credit score may vary. Learn how different credit scores are calculated and what you can focus on when it comes to your credit.
What Is Alternative Data? | Experian
Alternative data includes payment history from utilities and cell phones for credit reporting purposes and helps lenders assess if a borrower is risky.