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- What is a Corporate Record report and how can I use
it to make better business decisions?
- The Corporate Record report indicates that a business is a registered corporation with the state and whether the corporation has paid the state any fees owed. The report may also indicate if a business is active or inactive. The business Corporate Record report can be used to mitigate business credit risk and reduce liability and fraud. Some examples of Corporate Record information that may be used in a business decision include legal company name and address, corporation number, incorporation date
and president name and address.
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- What is a Fictitious Business Name (Doing Business As/Also Known
As) report and how can I use it to make better business decisions?
- The Fictitious Business Name report indicates that a company has filed with the County Clerk-Recorder in the county in which the registrant has his or her principal place of business. The report can be used to review a business before extending credit, help validate additional parties associated with an application, or to detect possible fraud. Some examples of Fictitious Business Name information that may be used in a business decision include business name and address, additional business name and address, owner, additional owner and tax identification number.
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- What is a Bankruptcy report and how can I use it to make better business decisions?
- The business Bankruptcy report may serve as a red flag that a potential customer has become insolvent and may be a severe risk when extending credit. Some examples of bankruptcy information that may be used in a business decision include filing date, liabilities, assets, debtor and additional debtor.
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- What is a Tax Lien report and how can I use it to make better business decisions?
- The business Tax Lien report may indicate that a customer is becoming
an increasing risk due to the non-payment of taxes. In this situation the tax agency is taking security of the debt.
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- What is a Judgment report and how can I use it to make better business decisions?
- A business Judgment report may indicate that a customer is becoming an increasing risk due to a court’s decision to grant or deny a plaintiff’s claim based on facts in the case.
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- What is a Uniform Commercial Code report and how can I use it to make better business decisions?
- A UCC report is used to assess business credit risk of a customer (the debtor) by evaluating collateral (such as equipment, real estate, inventory and account receivables) that was pledged as security to obtain credit and identifying creditors that have filed a claim against the same collateral. Business UCC reports allow the creditor to determine the "legitimate value" of the underlying assets that are being used to secure the
loan being extended.
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- Where do Public Records come from?
- Business public records are records of actions or incidents filed or recorded with a government agency for tax and other regulatory requirements and to notify the public.
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- How can a Public Records on-line service improve my business?
- Experian provides Corporate Records, Fictitious Business Name, Bankruptcy, Tax Lien, Judgment and Uniform Commercial Codes on businesses. Business Public Records can help your business make more informed decisions to reduce to business credit risk, liability and fraud when managing existing accounts
or acquiring new accounts.
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- Why should I choose your service rather than the competitors?
- Our service provides unsurpassed value by delivering timely and accurate data with national database coverage. We offer competitive low prices and sales professionals that can consult with you on your business needs.
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- How fast do you get Public Records?
- Once Experian receives public record updates from the government or vendor sources turnaround time for formatting, cleansing and loading data is 24 to 48 hours. Turnaround time for Bankruptcy
reports being available on-line is 72 hours of the original filing.
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- When is the service available?
- Experian Business Public Records on-line service is available from 6 a.m. to 6 p.m. Central Standard Time anywhere in the U.S.
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- If I decide to subscribe to your service, can I cancel at anytime?
- Yes, our Business Public Records on-line service is a "pay-as-you-go" service agreement. You only pay for what you request and you may cancel the service at anytime.
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- How can your service save my business money?
- By reviewing public records and other business information, companies save every year on the costs of acquiring new business and managing liability and potential fraud. Reviewing public records and other business information also establishes sound business relationships that can extend for years.
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- What other businesses benefit from using Public Records to make business decisions?
- Financial services, insurance, real estate, legal and professional services, telecommunications, transportation, Fortune 1000 companies and small businesses use Public Records to reduce business credit risk, and manage liability and fraud.
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- Do you provide tax liens, judgments and bankruptcies on businesses nationwide?
- Yes, Experian provides tax liens, judgments and bankruptcies on businesses nationwide.
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- Where do you provide coverage for Uniform Commercial Code reports?
- UCC reports are available in most states and large metropolitan areas including the District of Columbia.
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- Where do you provide coverage for Corporate Records reports?
- Corporate Records information is available in most states and large metropolitan areas including the District of Columbia.
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- Where do you provide coverage for Fictitious Business Name (Doing Business As/Also Known As) Reports?
- Fictitious Business Name (Doing Business As/Also Known As) reports are available nationwide, but not in all counties of each state.
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- How can I access your Business Public Records service?
- Our business Public Records can be accessed quickly and conveniently anywhere in the world by using an Internet browser such as Microsoft Explorer or Netscape Navigator. Public Records can also be accessed using Microsoft Windows and Experian ’s Intellisys desktop software.
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- Do I need to pay for hardware, software or installation to get
your service?
- No, if you use an Internet browser such as Microsoft Explorer or Netscape Navigator, there is no software fee. If you use Microsoft Windows, instead of an Internet browser to access our services you will need to purchase Intellisys software for Windows. The cost of the software is $150 per copy. There are no installation or setup fees for Public Records' on-line services.
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- How often do you update your information?
- Experian receives public record information from government and vendor sources on either a daily, weekly or monthly schedule.
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- How can you ensure that your information is accurate?
- Experian uses leading technologies to format, cleanse and load data that is acquired directly from government sources and industry leading vendors.
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- How do I sign-up for the service today?
- To order an on-line Business Public Records report as an Experian subscriber, you must contact an Experian representative at 800 333 4930. Signing up is fast and easy. It requires
signing a service agreement and receiving your User ID and password. If you prefer to purchase Business Public Records using a credit card, just visit our Web site to begin ordering today.
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- How much does your service cost?
- Experian charges the User per order request rather than for a single report. For example, the User will be charged once if the User submits an order for a Corporate Record for a business and the service returns five reports that closely match the User's request. Per request pricing for Experian Business Public Records is listed below:
Corporate Record $12
Fictitious Business Name $10
Bankruptcy $10
Tax Lien $10
Uniform Commercial Code $16
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- How do I dispute information that I perceive as being incomplete or incorrect in your reports?
- If you feel the information in your report is incomplete or incorrect, you may contact your Experian Account Executive or contact an Experian representative at 800 333 4930. Provide an example of the report, indicate what information you are disputing and what you believe to be the correct information. Experian will investigate your report and provide a prompt answer.
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- Who do I contact if I have been billed incorrectly?
- If you have been billed incorrectly for Public Record on-line services, you may contact your Experian Account Executive or contact your Experian representative at 800 333 4930. Your bill will be reviewed and if it is found to be incorrect, we will provide you with a refund.
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