Experian
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White papers
Access the information you need to stay competitive. Experian offers white papers on a range of issues from fraud and credit risk models to data quality management. To download a white paper, you'll be asked to provide contact information. After completion of the registration form, you'll be able to access any of the white papers listed below.

*Our white papers are in PDF format, to view them use Adobe Acrobat Reader.

    Automotive solutions

Driving customer loyalty: moving from wishes to actions
Certified pre-owned: The ripple effect in the automotive industry
AutoCheck Score does a number on traditional vehicle history reports

    Credit solutions

B2B
Capitalizing on the Small Business Market
Commercial fraud: the tip of the iceberg
Small business owners and credit evaluation
Solving the mystery of credit scoring models
The risk of not managing risk
Predicting future payment behavior with event-based monitoring
The small-business owner- an in-depth B2B marketing study of owners of multiple small businesses

Fraud prevention
An integrated approach to the world of identity risk management
Best practices for preventing fraud losses and protecting customers from identity theft
Data sharing across industries: a valuable new strategy for stopping fraud in its tracks
New strategies for preventing online credit card fraud

Decisioning and scoring
A new breed of strategic risk models
Complexities of developing quality credit attributes
Consumer vs. Commercial Scores
Delivering profitability through Basel II compliance
Predicting risk: the relationship between business and consumer scores
Scoring and collections
Strategy management systems for collections
VantageScore – Characteristic level processing
VantageScore – Segmentation for credit-based delinquency models
VantageScore – Tri-credit reporting company modeling data design

Recent studies
Consumer payment behavior to telecommunications, energy and cable grantors
Hurricane Katrina: Impact on outstanding payables to suppliers

    Marketing solutions

B2B
The face of today's small business owner
The value of using business-to-business list compiler databases
How data enhancement can improve your B2B Customer Relationship Management program
How to build your company's B2B database

Customer acquisition and insight
Advanced contact strategies for multichannel merchants
Building a bridge for fundraisers
Building profitable strategies using marketing information and analytics – a new paradigm
icon Harnessing the power of consumer data
Meeting multichannel demands: Implementing a customer-centric model for retail marketing
Micromarketing to Microbusiness Owners — Experian hits the target

Data management
Customer Data Integration – the essential link for Customer Relationship Management
Data gridlock: the costs and risks of data proliferation to your business
Housefile Refresh: Managing an Efficient Database
Understanding data quality: a critical step to achieving business insight