Account Status Glossary - Experian
The status is the state of the account as reported by the creditor. Learn more about the different types of status on a credit report and what they mean.
What Is the Fair Credit Reporting Act? - Experian
The federal Fair Credit Reporting Act (FCRA) promotes accuracy, fairness and privacy of information in the files of consumer reporting agencies. Learn more.
Credit Repair: How to “Fix” Your Credit - Experian
Learn about your rights before you work with a credit repair company and what you can do to help yourself with your own credit report.
My Free Credit Report - Experian
Your personal credit report contains details about your financial behavior. Learn more about Experian resources that can help you with your credit report.
Collections on Your Credit Report - Experian
If the collection information is valid, you must wait 7 years from the original delinquency date, and if it is inaccurate, you can file a dispute.
Credit Score Basics - Experian
A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card. Your personal credit score...
Understanding Your Experian Credit Report - Experian
Staying on top of your credit report is important to your financial well-being and knowing what is in your credit report is the first step. As a consumer, y
Bad Credit History and Rating - Experian
Learn what factors may be contributing to a bad credit rating that could affect your credit score and what your credit history tells lenders.
What Affects Your Credit Scores? - Experian
From payment history to credit utilization, learn which factors affect your credit and how service accounts can now positively impact your credit score.
Understanding Credit Scores - Experian
A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.