Understanding Credit Scores - Experian
A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.
When to Close Credit Cards with Zero Balance - Experian
The standard advice is to keep unused accounts with zero balances open. Closing accounts reduces your available credit, which increases your utilization.
Credit Scores Not Impacted by Employer or Income - Experian
Lenders may ask for employment and income info, but they will not impact your credit scores. Learn what's on your report and how to improve your score.
Do I Have to Notify Experian to Remove Collections? - Experian
You do not have to notify Experian to remove collections as long as the information is accurately reported. Learn more about the process and your rights.
What’s the Difference Between an HSA and an FSA? - Experian
The average non-elderly family in the U.S. spends 11% of their income on health care expenses. Get tips on whether an FSA or HSA is better for your savings.
Do You Need Auto Insurance if You’re Not Driving? - Experian
Even if you're not driving your car, going without auto insurance generally isn't an option. However, there are ways to reduce your premiums. Find out more.
Does Homeowners Insurance Cover Water Damage? - Experian
Whether water damage is covered by homeowners insurance depends on the specific policy. Read more about the types of things covered and how to file a claim.
Does Removing an Old Address Affect Your Credit Score? - Experian
Addresses on your report can be used to help verify your identity and do not impact your credit in any way, but can also be a sign of identity theft.
Do You Need Cellphone Insurance? - Experian
Replacing your phone can put a strain on finances, but cellphone insurance may help. See how cellphone insurance works and whether or not you need it.
Does the Type of Credit Score Matter? - Experian
The two commonly used brands of credit scores are FICO and VantageScore. Find out more about the different scores available and where you can get them.