Credit Score Basics - Experian
A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card. Your personal credit score...
Understanding Credit Scores - Experian
A credit score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.
What Affects Your Credit Scores? - Experian
From payment history to credit utilization, learn which factors affect your credit and how service accounts can now positively impact your credit score.
When to Close Credit Cards with Zero Balance - Experian
The standard advice is to keep unused accounts with zero balances open. Closing accounts reduces your available credit, which increases your utilization.
Do I Need Mortgage Insurance? - Experian
You generally need to pay for mortgage insurance if you put down less than 20% or get an FHA loan. But it isn't always permanent. Find out more.
Does Credit Card Fraud Affect Your Credit? - Experian
Credit card fraud can impact your credit. Once you detect and report the fraud, the accounts can be removed and will no longer impact your credit.
Do You Need Auto Insurance if You’re Not Driving? - Experian
Even if you're not driving your car, going without auto insurance generally isn't an option. However, there are ways to reduce your premiums. Find out more.
Does Experian Boost Work? - Experian
Experian Boost has worked for many people since launching. See how many have used it and saw an improvement, whether it's worth it and how to sign up.
Does Life Insurance Require a Credit Check? - Experian
Applying for life insurance can lead to a soft credit check, and poor credit could make getting a policy more difficult or expensive.