When to Close Credit Cards with Zero Balance - Experian
The standard advice is to keep unused accounts with zero balances open. Closing accounts reduces your available credit, which increases your utilization.
Discover Credit Cards Mobile App Review - Experian
The Discover Mobile app helps you manage your account, set up reminders and freeze or unfreeze your card from your mobile device.
Do I Need Insurance to Rent a Car? - Experian
While you don't need proof of insurance to rent a car, you will need to purchase some level of coverage or have insurance through your credit card.
Do You Need Auto Insurance if You’re Not Driving? - Experian
Even if you're not driving your car, going without auto insurance generally isn't an option. However, there are ways to reduce your premiums. Find out more.
Does the Type of Credit Score Matter? - Experian
The two commonly used brands of credit scores are FICO and VantageScore. Find out more about the different scores available and where you can get them.
How to Get Down Payment Assistance - Experian
Down payment assistance programs are provided through the federal government at the state level. Here's how you can qualify and apply.
What Are the FICO® Score Versions? - Experian
There are at least 16 versions of the FICO® Score that are used for credit card decisions, mortgage and auto lending. Here's how these credit scores work.
Here’s What You Need to Know About Zelle - Experian
Mobile payment apps have exploded in popularity in recent years but as with any new technology, convenience comes with a price. Find out more about Zelle.